The Pale blue dot : This is our world!

Here is one of the most profound speech in the history of Earth. Which tells are how important The Mother Earth is for this world.
That small dot in this picture is our Earth!
The Pale Blue Dot is a photograph of planet Earth taken by Voyager 1 from a record distance, showing it against the vastness of space.
The details are here:
http://en.wikipedia.org/wiki/Pale_blue_dot

And the video on your tube:
http://in.youtube.com/watch?v=tJE_Ld-UyCk

Look again at that dot. That's here. That's home. That's us. On it everyone you love, everyone you know, everyone you ever heard of, every human being who ever was, lived out their lives. The aggregate of our joy and suffering, thousands of confident religions, ideologies, and economic doctrines, every hunter and forager, every hero and coward, every creator and destroyer of civilization, every king and peasant, every young couple in love, every mother and father, hopeful child, inventor and explorer, every teacher of morals, every corrupt politician, every "superstar," every "supreme leader", every saint and sinner in the history of our species lived there – on a mote of dust suspended in a sunbeam.

The Earth is a very small stage in a vast cosmic arena. Think of the rivers of blood spilled by all those generals and emperors so that, in glory and triumph, they could become the momentary masters of a fraction of a dot. Think of the endless cruelties visited by the inhabitants of one corner of this pixel on the scarcely distinguishable inhabitants of some other corner, how frequent their misunderstandings, how eager they are to kill one another, how fervent their hatreds.

Our posturings, our imagined self-importance, the delusion that we have some privileged position in the Universe, are challenged by this point of pale light. Our planet is a lonely speck in the great enveloping cosmic dark. In our obscurity, in all this vastness, there is no hint that help will come from elsewhere to save us from ourselves.

The Earth is the only world known so far to harbor life. There is nowhere else, at least in the near future, to which our species could migrate. Visit, yes. Settle, not yet. Like it or not, for the moment the Earth is where we make our stand.

It has been said that astronomy is a humbling and character-building experience. There is perhaps no better demonstration of the folly of human conceits than this distant image of our tiny world. To me, it underscores our responsibility to deal more kindly with one another, and to preserve and cherish the pale blue dot, the only home we've ever known.

Chandrayaan : A Proud Milestone in space for India

India has once again shown its reach in deep space. Chandrayan is our first moon mission which is an International endeavor indeed. By this we are not only challenging the monopoly of US,EU and Russia but also announcing that we are not behind in Technology.
Here are some video and images from you tube and internet.

Chandrayaan Mission :

Some more pics can be found here :
http://www.isro.org/chandrayaan/htmls/resources_image.htm

This video briefs about the mission:
Chandrayaan-I - India's Lunar Mission
http://in.youtube.com/watch?v=043KLT0zoHY

Chandrayaan 2008
http://in.youtube.com/watch?v=00AvB-9RFUI

These three videos provide details about the mission and its objective:
Chandrayaan-1, India's first mission to Moon
http://in.youtube.com/watch?v=Q-NVUEziJJo
http://in.youtube.com/watch?v=jxHjCzjJ0A0
http://in.youtube.com/watch?v=Nrbm7oeVEyc

you can search more on goggle, wikipedia and youtube.
Congratulation India..congratulation to All!

Why not to buy a santro, damn Safdarjung Hyundai!

This is about the worst Hyundai car dealer Safdarjung Hyundai, Gurgaon!
They will make you fool, they will not give you any service! And still they are one of the start dealer of Hyundai!
Santro might be a good car.. but it all depends on your luck..

If you are lucky and get a good dealer ..you may be a happy guy.. but I think Hyundai guys sometimes rate their worst dealers to be STAR dealers..I am a victim of Safdarjung Hyundai, Gurgaon.

They gave a me such a horrible experience that forget about santro.. i don't even think about a Hyundai car.
Let me tell you from the start and i will also compare it with my next cars experience from Allianz maruti, delhi!
I went to Safdarjung hyundai in October to buy a new car. I inquired few more dealers and decided to buy it from them.
1. first i was looking for GLS and they said. take GL . Have you ever heard a salesman asking you to take a lower model??
They took more than a month to get the paper work about loan! And i cant forget my round to the showrrom every next day!! :-(

2. after the booking i got the car after a long waiting time ! They can’t handle any promise.
They will talk big words but wont do anything!
I had to sometimes wait for 20-30 minutes to get somebody talking to me about business!
Sheer waste of my time

From Allianz Maruti, i get it in promised time of 5 days, including loan approval!!

3. i got the registration after more than six months !! Horrible .
In Maruti, i got in a month!!

4. My Santro BROKE DOWN in the middle of road withing 4 days!!
How horrible! And over that I had to pay for that!! As Clutch plates are not covered in Guarantee!
My whole day was wasted ! You can imagin if a new car broke down with fumes coming out of bonnet!!
I was sunk in shock!! I had even words with the GM of safdarjung hyundai! and they said, its a one in million case and they wont cover it in guaruntee!
that means if you are an unlucky guy to get that defected piece that might be one in billion.. instead of admitting their mistake and giving service,, they will just take this opportunity to make some more money on service!! How pathetic!

5. Then after few months, its CNG kit malfunctioned! I had to wait for 4 hours before i coudl get connected to the technician that too on phone!!
No body came! I had to myself fix the problem!

6. Then all the accessories that i got fitted.. the Gear Lock, The power window and even the centre locking ..
all of them malfunctioned within 10 months!! I was hopeless by this time!

Let me tell you.. all this is true. and they just don't care!

And i am putting it here to save victims like me!!

If you need to talk to mee to confirm this, you can post a comment on my blog

http://pradeepsinghhbti.blogspot.com/

Safdarjung hyundai is ruing the brand name of Hyundai! ( I must say already Ruined.. )

~
Pradeep

RTGS NEFT Fund transfer in banks across India + IFSC codes

Internet Banking has improved in India. Fund transfer was never so easy.
No more cheques and drafts.. and no more charges for transfer. We have NEFT and RTGS.
Now one can easily transfer any amount within minutes to any branch that has RTGS ( Real Time gross settlement system) and Nation Electronic Fund Transfer (NEFT).

See your banks website for more details.
And for all details.. see RBI website www.rbi.org and go google :-)

To get list of branches and IFSC code of all branches , please see
http://www.rbi.org.in/scripts/BS_ViewRTGS.aspx
List of RTGS enabled bank branches

The following document i have copied from RBI website http://rbidocs.rbi.org.in/rdocs/RTGS/DOCs/FAQs%20on%20RTGS.doc

FAQ

Q.1 What is RTGS System?

Ans The acronym "RTGS" stands for Real Time Gross Settlement. RTGS system is a funds transfer mechanism where transfer of money takes place from one bank to another on a "real time" and on "gross" basis. This is the fastest possible money transfer system through the banking channel. Settlement in "real time" means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. "Gross settlement" means the transaction is settled on one to one basis without bunching with any other transaction. Considering that money transfer takes place in the books of the Reserve Bank of India, the payment is taken as final and irrevocable.

Q.2 How RTGS is different from Electronic Fund Transfer System (EFT) or National Electronics Funds Transfer System (NEFT)?

Ans EFT and NEFT are electronic fund transfer modes that operate on a deferred net settlement (DNS) basis which settles transactions in batches. In DNS, the settlement takes place at a particular point of time. All transactions are held up till that time. For example, NEFT settlement takes place 6 times a day during the week days (9.30 am, 10.30 am, 12.00 noon. 1.00 pm, 3.00 pm and 4.00 pm) and 3 times during Saturdays (9.30 am, 10.30 am and 12.00 noon). Any transaction initiated after a designated settlement time would have to wait till the next designated settlement time. Contrary to this, in RTGS, transactions are processed continuously throughout the RTGS business hours.

Q .3 Is there any minimum / maximum amount stipulation for RTGS transactions?

Ans. The RTGS system is primarily for large value transactions. The minimum amount to be remitted through RTGS is Rs.1 lakh. There is no upper ceiling for RTGS transactions. No minimum or maximum stipulation has been fixed for EFT and NEFT transactions.

Q4. What is the time taken for effecting funds transfer from one account to another under RTGS?

Ans. Under normal circumstances the beneficiary branches are expected to receive the funds in real time as soon as funds are transferred by the remitting bank. The beneficiary bank has to credit the beneficiary's account within two hours of receiving the funds transfer message.

Q.5 Would the remitting customer receive an acknowledgment of money credited to the beneficiary's account?

Ans The remitting bank receives a message from the Reserve Bank that money has been credited to the receiving bank. Based on this the remitting bank can advise the remitting customer that money has been delivered to the receiving bank.

Q.6 Would the remitting customer get back the money if it is not credited to the beneficiary's account? When?

Ans Yes. It is expected that the receiving bank will credit the account of the beneficiary instantly. If the money cannot be credited for any reason, the receiving bank would have to return the money to the remitting bank within 2 hours. Once the money is received back by the remitting bank, the original debit entry in the customer's account is reversed.

Q.7 Till what time RTGS service window is available?

Ans The RTGS service window for customer's transactions is available from 9.00 hours to 15.00 hours on week days and from 9.00 hours to 12.00 noon on Saturdays i.e. to accept the customer transactions for settlement at the RBI during 9.00 hours to 15.00 hours on week days and between 9.00 hours and 12.00 noon on Saturday. However, the timings between these hours would vary depending on the customer timings the branches have. For inter-bank transactions, the service window is available from 9.00 hours to 17.00 hours on week days and from 9.00 hours to 14.00 hours on Saturdays.

Q.8 What about Processing Charges/Service Charges for RTGS transactions?

Ans While RBI has waived its processing charges for all electronic payment products till March 31, 2008, levy of service charges by banks is left to the discretion of the respective banks. The bank-wise details of charges levied are available on the RBI website – www.rbi.org.in.

Q.9 What is the essential information that the remitting customer would have to furnish to a bank for the remittance to be effected?

Ans The remitting customer has to furnish the following information to a bank for effecting a RTGS remittance:

1. Amount to be remitted

2. His account number which is to be debited

3. Name of the beneficiary bank

4. Name of the beneficiary customer

5. Account number of the beneficiary customer

6. Sender to receiver information, if any

7. The IFSC code of the receiving branch

Q.10 How would one know the IFSC code of the receiving branch?

Ans. The beneficiary customer can obtain the IFSC code from his branch. The IFSC code is also available in the cheque leaf. This code number and bank branch details can be communicated by the beneficiary to the remitting customer.

Q.11 Do all bank branches in India provide RTGS service?

Ans No, all the bank branches in India are not RTGS enabled. As on January 31, 2007 more than 26,000 bank branches are RTGS enabled. The list of such branches is available on RBI website www.rbi.org.in/Scripts/Bs_viewRTGS.aspx

Q.12 Is there any way that a remitting customer can track the remittance transaction?

Ans It would depend on the arrangement between the remitting customer and the remitting bank. Some banks with internet banking facility provide this service. Once the funds are credited to the account of the beneficiary bank, the remitting customer gets a confirmation from his bank either by an e-mail or by a short message on the mobile.

Q.13. Whom do I can contact, in case of non-credit or delay in credit to the beneficiary account?

Ans Contact your bank / branch. If the issue is not resolved satisfactorily, the Customer Service Department of RBI may be contacted at -

The Chief General Manager,

Reserve Bank of India,

Customer Service Department,

1st Floor, Amar Building, Fort,

Mumbai-400001

or send an email by clicking here.

Q.14 How much volume and value of transactions are routed through RTGS on a typical day?

Ans On a typical day, RTGS handles about 14000 transactions a day for an approximate value of Rs.1,50,000 crore.

Q.15 How can a remitting customer know whether the bank branch of the beneficiary accepts remittance through RTGS?

Ans For a funds transfer to go through RTGS, both the sending bank branch and the receiving bank branch would have to be RTGS enabled. The lists are readily available at all RTGS enabled branches. Besides, the information is available at RBI website (www.rbi.org.in/Scripts/Bs_viewRTGS.aspx ). Considering that more than 26,000 branches at more than 3,000 cities/ towns and taluka places are covered under the RTGS system, getting this information would not be difficult

My favorite quotes

Some of my favorite quotes from http://www.brainyquote.com

Every great and deep difficulty bears in itself its own solution. It forces us to change our thinking in order to find it.

Everything we call real is made of things that cannot be regarded as real.

A physicist is just an atom's way of looking at itself.
by Niels Bohr

Too many of us are not living our dreams because we are living our fears.
Les Brown

From the deepest desires often come the deadliest hate.

By all means, marry. If you get a good wife, you'll become happy; if you get a bad one, you'll become a philosopher.
Socrates

I never see what has been done; I only see what remains to be done.

Love is metaphysical gravity.

Now there is one outstanding important fact regarding spaceship earth, and that is that no instruction book came with it.

R. Buckminster Fuller

A real decision is measured by the fact that you've taken a new action. If there's no action, you haven't truly decided.

In life you need either inspiration or desperation.

One reason so few of us achieve what we truly want is that we never direct our focus; we never concentrate our power. Most people dabble their way through life, never deciding to master anything in particular.

Only those who have learned the power of sincere and selfless contribution experience life's deepest joy: true fulfillment.

Tony Robbins

Dust does rise, doesn't it? And so can I.
Dionne Warwick

Some more:

Appologising doesn't mean that your are wrong and other is right…It only means that you value your relationship more than you're your ego.

You are happy when you choose to be happy।

If everybody is happy with you, you have made lot of compromises in your life.

LET THE THINGS HAPPEN!!!