here i put my ideas and whatever i feel like putting on web!! some useful links!! Nothing too professional.. just simple blogging!!
Why not to buy a santro, damn Safdarjung Hyundai!
They will make you fool, they will not give you any service! And still they are one of the start dealer of Hyundai!
Santro might be a good car.. but it all depends on your luck..
If you are lucky and get a good dealer ..you may be a happy guy.. but I think Hyundai guys sometimes rate their worst dealers to be STAR dealers..I am a victim of Safdarjung Hyundai, Gurgaon.
They gave a me such a horrible experience that forget about santro.. i don't even think about a Hyundai car.
Let me tell you from the start and i will also compare it with my next cars experience from Allianz maruti, delhi!
I went to Safdarjung hyundai in October to buy a new car. I inquired few more dealers and decided to buy it from them.
1. first i was looking for GLS and they said. take GL . Have you ever heard a salesman asking you to take a lower model??
They took more than a month to get the paper work about loan! And i cant forget my round to the showrrom every next day!! :-(
2. after the booking i got the car after a long waiting time ! They can’t handle any promise.
They will talk big words but wont do anything!
I had to sometimes wait for 20-30 minutes to get somebody talking to me about business!
Sheer waste of my time
From Allianz Maruti, i get it in promised time of 5 days, including loan approval!!
3. i got the registration after more than six months !! Horrible .
In Maruti, i got in a month!!
4. My Santro BROKE DOWN in the middle of road withing 4 days!!
How horrible! And over that I had to pay for that!! As Clutch plates are not covered in Guarantee!
My whole day was wasted ! You can imagin if a new car broke down with fumes coming out of bonnet!!
I was sunk in shock!! I had even words with the GM of safdarjung hyundai! and they said, its a one in million case and they wont cover it in guaruntee!
that means if you are an unlucky guy to get that defected piece that might be one in billion.. instead of admitting their mistake and giving service,, they will just take this opportunity to make some more money on service!! How pathetic!
5. Then after few months, its CNG kit malfunctioned! I had to wait for 4 hours before i coudl get connected to the technician that too on phone!!
No body came! I had to myself fix the problem!
6. Then all the accessories that i got fitted.. the Gear Lock, The power window and even the centre locking ..
all of them malfunctioned within 10 months!! I was hopeless by this time!
Let me tell you.. all this is true. and they just don't care!
And i am putting it here to save victims like me!!
If you need to talk to mee to confirm this, you can post a comment on my blog
http://pradeepsinghhbti.blogspot.com/
Safdarjung hyundai is ruing the brand name of Hyundai! ( I must say already Ruined.. )
~
Pradeep
RTGS NEFT Fund transfer in banks across India + IFSC codes
No more cheques and drafts.. and no more charges for transfer. We have NEFT and RTGS.
Now one can easily transfer any amount within minutes to any branch that has RTGS ( Real Time gross settlement system) and Nation Electronic Fund Transfer (NEFT).
See your banks website for more details.
And for all details.. see RBI website www.rbi.org and go google :-)
To get list of branches and IFSC code of all branches , please see
http://www.rbi.org.in/scripts/BS_ViewRTGS.aspx
List of RTGS enabled bank branches
The following document i have copied from RBI website http://rbidocs.rbi.org.in/rdocs/RTGS/DOCs/FAQs%20on%20RTGS.doc
FAQ
Q.1 What is RTGS System?
Ans The acronym "RTGS" stands for Real Time Gross Settlement. RTGS system is a funds transfer mechanism where transfer of money takes place from one bank to another on a "real time" and on "gross" basis. This is the fastest possible money transfer system through the banking channel. Settlement in "real time" means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. "Gross settlement" means the transaction is settled on one to one basis without bunching with any other transaction. Considering that money transfer takes place in the books of the Reserve Bank of India, the payment is taken as final and irrevocable.
Q.2 How RTGS is different from Electronic Fund Transfer System (EFT) or National Electronics Funds Transfer System (NEFT)?
Ans EFT and NEFT are electronic fund transfer modes that operate on a deferred net settlement (DNS) basis which settles transactions in batches. In DNS, the settlement takes place at a particular point of time. All transactions are held up till that time. For example, NEFT settlement takes place 6 times a day during the week days (9.30 am, 10.30 am, 12.00 noon. 1.00 pm, 3.00 pm and 4.00 pm) and 3 times during Saturdays (9.30 am, 10.30 am and 12.00 noon). Any transaction initiated after a designated settlement time would have to wait till the next designated settlement time. Contrary to this, in RTGS, transactions are processed continuously throughout the RTGS business hours.
Q .3 Is there any minimum / maximum amount stipulation for RTGS transactions?
Ans. The RTGS system is primarily for large value transactions. The minimum amount to be remitted through RTGS is Rs.1 lakh. There is no upper ceiling for RTGS transactions. No minimum or maximum stipulation has been fixed for EFT and NEFT transactions.
Q4. What is the time taken for effecting funds transfer from one account to another under RTGS?
Ans. Under normal circumstances the beneficiary branches are expected to receive the funds in real time as soon as funds are transferred by the remitting bank. The beneficiary bank has to credit the beneficiary's account within two hours of receiving the funds transfer message.
Q.5 Would the remitting customer receive an acknowledgment of money credited to the beneficiary's account?
Ans The remitting bank receives a message from the Reserve Bank that money has been credited to the receiving bank. Based on this the remitting bank can advise the remitting customer that money has been delivered to the receiving bank.
Q.6 Would the remitting customer get back the money if it is not credited to the beneficiary's account? When?
Ans Yes. It is expected that the receiving bank will credit the account of the beneficiary instantly. If the money cannot be credited for any reason, the receiving bank would have to return the money to the remitting bank within 2 hours. Once the money is received back by the remitting bank, the original debit entry in the customer's account is reversed.
Q.7 Till what time RTGS service window is available?
Ans The RTGS service window for customer's transactions is available from 9.00 hours to 15.00 hours on week days and from 9.00 hours to 12.00 noon on Saturdays i.e. to accept the customer transactions for settlement at the RBI during 9.00 hours to 15.00 hours on week days and between 9.00 hours and 12.00 noon on Saturday. However, the timings between these hours would vary depending on the customer timings the branches have. For inter-bank transactions, the service window is available from 9.00 hours to 17.00 hours on week days and from 9.00 hours to 14.00 hours on Saturdays.
Q.8 What about Processing Charges/Service Charges for RTGS transactions?
Ans While RBI has waived its processing charges for all electronic payment products till March 31, 2008, levy of service charges by banks is left to the discretion of the respective banks. The bank-wise details of charges levied are available on the RBI website – www.rbi.org.in.
Q.9 What is the essential information that the remitting customer would have to furnish to a bank for the remittance to be effected?
Ans The remitting customer has to furnish the following information to a bank for effecting a RTGS remittance:
1. Amount to be remitted
2. His account number which is to be debited
3. Name of the beneficiary bank
4. Name of the beneficiary customer
5. Account number of the beneficiary customer
6. Sender to receiver information, if any
7. The IFSC code of the receiving branch
Q.10 How would one know the IFSC code of the receiving branch?
Ans. The beneficiary customer can obtain the IFSC code from his branch. The IFSC code is also available in the cheque leaf. This code number and bank branch details can be communicated by the beneficiary to the remitting customer.
Q.11 Do all bank branches in India provide RTGS service?
Ans No, all the bank branches in India are not RTGS enabled. As on January 31, 2007 more than 26,000 bank branches are RTGS enabled. The list of such branches is available on RBI website www.rbi.org.in/Scripts/Bs_viewRTGS.aspx
Q.12 Is there any way that a remitting customer can track the remittance transaction?
Ans It would depend on the arrangement between the remitting customer and the remitting bank. Some banks with internet banking facility provide this service. Once the funds are credited to the account of the beneficiary bank, the remitting customer gets a confirmation from his bank either by an e-mail or by a short message on the mobile.
Q.13. Whom do I can contact, in case of non-credit or delay in credit to the beneficiary account?
Ans Contact your bank / branch. If the issue is not resolved satisfactorily, the Customer Service Department of RBI may be contacted at -
The Chief General Manager,
Reserve Bank of India,
Customer Service Department,
1st Floor, Amar Building, Fort,
Mumbai-400001
or send an email by clicking here.
Q.14 How much volume and value of transactions are routed through RTGS on a typical day?
Ans On a typical day, RTGS handles about 14000 transactions a day for an approximate value of Rs.1,50,000 crore.
Q.15 How can a remitting customer know whether the bank branch of the beneficiary accepts remittance through RTGS?
Ans For a funds transfer to go through RTGS, both the sending bank branch and the receiving bank branch would have to be RTGS enabled. The lists are readily available at all RTGS enabled branches. Besides, the information is available at RBI website (www.rbi.org.in/Scripts/Bs_viewRTGS.aspx ). Considering that more than 26,000 branches at more than 3,000 cities/ towns and taluka places are covered under the RTGS system, getting this information would not be difficultMy favorite quotes
Every great and deep difficulty bears in itself its own solution. It forces us to change our thinking in order to find it.
Everything we call real is made of things that cannot be regarded as real.
A physicist is just an atom's way of looking at itself.
by Niels Bohr
Too many of us are not living our dreams because we are living our fears.
Les Brown
From the deepest desires often come the deadliest hate.
Socrates
I never see what has been done; I only see what remains to be done.
Love is metaphysical gravity.Now there is one outstanding important fact regarding spaceship earth, and that is that no instruction book came with it.
A real decision is measured by the fact that you've taken a new action. If there's no action, you haven't truly decided.
In life you need either inspiration or desperation.
One reason so few of us achieve what we truly want is that we never direct our focus; we never concentrate our power. Most people dabble their way through life, never deciding to master anything in particular.
Only those who have learned the power of sincere and selfless contribution experience life's deepest joy: true fulfillment.
Dust does rise, doesn't it? And so can I.
Dionne Warwick
Some more:
Appologising doesn't mean that your are wrong and other is right…It only means that you value your relationship more than you're your ego.
You are happy when you choose to be happy।If everybody is happy with you, you have made lot of compromises in your life.
LET THE THINGS HAPPEN!!!
for a misc blog....things we dont know.. and some keyboard shortcuts
Things we didn’t know (source: http://en.wikipedia.org/wiki/Backronym )
• SOS, the international distress signal is chosen solely for its easy recognizability in Morse code(...---...). The International Wireless Telegraph Convention makes no mention that it stands for "save our ship", "save our souls", or "send out succour".
In Morse code is S = … (3 dots), O = --- (3 dashes)
• ISO The International Organization for Standardization chose the three letters "ISO" as a short form of its name, based partly on the Greek word Isos which means equal. This has often been assumed to be an acronym for "International Standards Organization", even though the correct title of the organization is "International Organization for Standardization".
I will keep adding more things to this blog.
And here are few shortcuts for computer users:
. use F7 to activate cursor on web page
. use F11 for full screen
. use CTRL+ page up/down to move across sheets in MS Office excel
( this was really tough to find )
. To change tabs in Mozilla, double click on the top of the tab, and use arrow key
. use "windiff" in run command in windows to see file/directory differences.
. CTRL+G for jumping to page number ( in word or pdf)
. F6 to go to address bar in mozilla
. Window key + L to lock your PC.
showers at delhi
I could see the rainbow right on the way.
I could capture the flight just above the gurgaon delhi highway (NH-8) :-)